/* LMK Credit | premium banking homepage sections 08–12 | 4/8px spacing rhythm */
body .lmk-nxt.alignfull{
  --lmk-nxt-navy:#092d55;--lmk-nxt-deep:#061b36;--lmk-nxt-gold:#d6a23c;
  --lmk-nxt-green:#07633d;--lmk-nxt-ink:#11253d;--lmk-nxt-muted:#4b6178;
  --lmk-nxt-gutter:clamp(20px,2.5vw,48px);
  width:100vw;max-width:none;margin:0 0 0 calc(50% - 50vw);padding:0;
  box-sizing:border-box;overflow:clip;font-family:var(--lmk-ui-font,"Plus Jakarta Sans",system-ui,sans-serif);
  font-size:16px;line-height:1.65;color:var(--lmk-nxt-ink);
}
.lmk-nxt *, .lmk-nxt *::before,.lmk-nxt *::after{box-sizing:border-box}
.lmk-nxt .lmk-nxt__wrap{width:100%;margin:0;padding-inline:var(--lmk-nxt-gutter)}
.lmk-nxt h2,.lmk-nxt h3,.lmk-nxt p,.lmk-nxt ul,.lmk-nxt ol{margin:0}
.lmk-nxt h2{font-size:clamp(30px,3.4vw,54px);line-height:1.15;letter-spacing:-.035em;font-weight:800;text-wrap:balance}
.lmk-nxt h3{font-size:clamp(16px,1.4vw,20px);font-weight:750;line-height:1.3}
.lmk-nxt p{font-size:clamp(16px,1vw,17px);line-height:1.7}
.lmk-nxt .lmk-nxt__lede{color:var(--lmk-nxt-muted);max-width:64ch}
.lmk-nxt .lmk-nxt__eyebrow{font-size:12px;font-weight:800;letter-spacing:.12em;line-height:1.4;text-transform:uppercase;color:var(--lmk-nxt-green);margin-bottom:16px}
.lmk-nxt .lmk-nxt__icon{width:20px;height:20px;flex:none;vertical-align:middle}
.lmk-nxt a{text-decoration:none}
.lmk-nxt a:hover{text-decoration:underline}
.lmk-nxt :is(a,button,summary):focus-visible{outline:3px solid var(--lmk-nxt-gold);outline-offset:4px}
.lmk-nxt .lmk-nxt__button,.lmk-nxt .lmk-nxt__outline{display:inline-flex;align-items:center;justify-content:center;gap:12px;padding:16px 24px;min-height:52px;font-size:14px;font-weight:800;line-height:1.25;cursor:pointer;text-decoration:none;transition:background .18s ease,transform .18s ease}
.lmk-nxt .lmk-nxt__button--gold{background:var(--lmk-nxt-gold);color:#092d55;border:1px solid var(--lmk-nxt-gold);border-radius:0}
.lmk-nxt .lmk-nxt__button--gold:hover{background:#e7b958;text-decoration:none;transform:translateY(-1px)}
.lmk-nxt .lmk-nxt__outline{border:1px solid #092d55;border-radius:999px;background:transparent;color:#092d55}
.lmk-nxt .lmk-nxt__button--outline-light{border:1px solid rgba(255,255,255,.8);border-radius:999px;background:transparent;color:#fff}
.lmk-nxt .lmk-nxt__button--outline-light:hover{background:rgba(255,255,255,.1);text-decoration:none}
.lmk-nxt .lmk-nxt__fineprint{font-size:13px;color:var(--lmk-nxt-muted);line-height:1.65}
/* SECTION 08 — compact teaser, modal does the heavy lifting */
.lmk-nxt--planner{background:#fff;border-top:1px solid #e6eaf0}
.lmk-nxt .lmk-nxt__planner-row{padding-block:clamp(64px,7vw,112px);display:grid;grid-template-columns:minmax(0,1fr) auto;gap:clamp(32px,7vw,112px);align-items:center}
.lmk-nxt .lmk-nxt__planner-copy h2{max-width:22ch;margin-bottom:20px}
.lmk-nxt .lmk-nxt__planner-copy>p:not(.lmk-nxt__eyebrow){max-width:70ch}
.lmk-nxt .lmk-nxt__planner-row>.lmk-nxt__button{max-width:310px}
/* Accessible native dialog. No rates/terms invented. */
.lmk-nxt__dialog{font-family:var(--lmk-ui-font,"Plus Jakarta Sans",system-ui,sans-serif);max-width:min(90vw,700px);width:100%;max-height:min(85vh,900px);overflow:auto;border:1px solid #e0e6ed;border-radius:20px;padding:clamp(24px,4vw,40px);box-shadow:0 28px 90px rgba(6,27,54,.3);color:#11253d;line-height:1.6}
.lmk-nxt__dialog::backdrop{background:rgba(6,27,54,.77);backdrop-filter:blur(4px)}
.lmk-nxt__dialog h2{font-size:clamp(25px,3vw,34px);line-height:1.2;letter-spacing:-.03em}
.lmk-nxt__dialog .lmk-nxt__eyebrow{font-size:12px;color:#07633d;margin:0 0 8px;font-weight:800;letter-spacing:.11em}
.lmk-nxt__dialog p{font-size:15px;line-height:1.7;margin:16px 0}
.lmk-nxt__dialog .lmk-nxt__dialog-head{display:flex;justify-content:space-between;align-items:start;gap:24px}
.lmk-nxt__dialog .lmk-nxt__close{background:#f2f5f8;color:#0a2d51;border:0;border-radius:50%;width:44px;height:44px;display:grid;place-items:center;font-size:28px;cursor:pointer}
.lmk-nxt__dialog .lmk-nxt__tabs{display:flex;gap:4px;padding:4px;background:#f4f7fa;border-radius:12px;margin:24px 0 16px}
.lmk-nxt__dialog [role="tab"]{flex:1;border:0;border-radius:9px;background:transparent;color:#092d55;font-weight:700;font-size:14px;line-height:1.2;padding:12px 8px;cursor:pointer}
.lmk-nxt__dialog [role="tab"][aria-selected="true"]{background:#fff;box-shadow:0 2px 8px rgba(9,45,85,.12)}
.lmk-nxt__dialog [role="tabpanel"][hidden]{display:none!important}
.lmk-nxt__dialog .lmk-nxt__compare-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.lmk-nxt__dialog .lmk-nxt__compare-list li{display:flex;align-items:start;gap:9px;padding:12px;background:#f4f7fa;border-radius:8px;font-size:14px}
.lmk-nxt__dialog .lmk-nxt__compare-list svg{width:18px;height:18px;flex:none;color:#07633d;margin-top:2px}
.lmk-nxt__dialog .lmk-nxt__fineprint{font-size:12px;color:#56687b}
/* SECTION 09 — 5-stage journey in 3 desktop rows, no extra large scroll */
.lmk-nxt--journey{background:#f4f7fa}
.lmk-nxt--journey>.lmk-nxt__wrap{padding-block:clamp(72px,8vw,120px)}
.lmk-nxt .lmk-nxt__section-heading{margin-bottom:clamp(30px,4vw,56px)}
.lmk-nxt .lmk-nxt__section-heading h2{max-width:25ch;margin-bottom:12px}
.lmk-nxt .lmk-nxt__section-heading>p:last-child{max-width:62ch;color:#56687b}
.lmk-nxt .lmk-nxt__journey-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:clamp(40px,7vw,120px);row-gap:16px;position:relative}
.lmk-nxt .lmk-nxt__journey-grid::before{content:"";position:absolute;left:50%;top:24px;bottom:24px;width:2px;background:linear-gradient(#d6a23c,#07633d);transform:translateX(-50%)}
.lmk-nxt .lmk-nxt__journey-step{display:flex;gap:20px;align-items:start;padding:20px;background:#fff;border:1px solid #e4eaf0;border-radius:16px;min-height:120px;position:relative}
.lmk-nxt .lmk-nxt__journey-step:nth-child(even){grid-column:2}
.lmk-nxt .lmk-nxt__journey-step:nth-child(odd){grid-column:1}
.lmk-nxt .lmk-nxt__journey-step:nth-child(1){grid-row:1}.lmk-nxt .lmk-nxt__journey-step:nth-child(2){grid-row:1}.lmk-nxt .lmk-nxt__journey-step:nth-child(3){grid-row:2}.lmk-nxt .lmk-nxt__journey-step:nth-child(4){grid-row:2}.lmk-nxt .lmk-nxt__journey-step:nth-child(5){grid-row:3}
.lmk-nxt .lmk-nxt__step-number{display:grid;place-items:center;flex:none;width:44px;height:44px;border-radius:50%;background:#e7f4e8;color:#07633d;font-weight:800;font-size:16px}
.lmk-nxt .lmk-nxt__journey-step h3{margin-bottom:8px}
.lmk-nxt .lmk-nxt__journey-step p{font-size:14px;color:#4b6178}
/* SECTION 10 — compact accordion */
.lmk-nxt--faq{background:#fff}
.lmk-nxt .lmk-nxt__faq-wrap{padding-block:clamp(72px,8vw,112px);display:grid;grid-template-columns:minmax(260px,.85fr) minmax(0,1.15fr);gap:clamp(40px,7vw,136px)}
.lmk-nxt .lmk-nxt__faq-wrap h2{max-width:18ch;margin-bottom:32px}
.lmk-nxt .lmk-nxt__accordion{border-top:1px solid #dce4ed}
.lmk-nxt .lmk-nxt__accordion details{border-bottom:1px solid #dce4ed}
.lmk-nxt .lmk-nxt__accordion summary{display:flex;align-items:center;justify-content:space-between;gap:20px;list-style:none;padding:22px 4px;cursor:pointer;font-weight:750;font-size:16px}
.lmk-nxt .lmk-nxt__accordion summary::-webkit-details-marker{display:none}
.lmk-nxt .lmk-nxt__accordion summary svg{color:#07633d;transition:transform .2s ease}
.lmk-nxt .lmk-nxt__accordion details[open] summary svg{transform:rotate(180deg)}
.lmk-nxt .lmk-nxt__accordion details>p{padding:0 48px 22px 4px;font-size:15px;color:#53657b}
/* SECTION 11 — 1 photo on left, one compact enquiry disclosure */
.lmk-nxt--enquiry{background:#f4f7fa}
.lmk-nxt .lmk-nxt__enquiry-grid{padding-block:clamp(72px,7vw,112px);display:grid;grid-template-columns:minmax(0, .85fr) minmax(0, 1fr);gap:clamp(40px,7vw,112px);align-items:center}
.lmk-nxt .lmk-nxt__photo-frame{position:relative;min-height:380px;height:100%;border-radius:28px;isolation:isolate}
.lmk-nxt .lmk-nxt__photo-frame::before{content:"";position:absolute;inset:18px -16px -16px 18px;z-index:-1;background:#e8f5ea;border:1px solid #c8e1d0;border-radius:28px}
.lmk-nxt .lmk-nxt__photo{width:100%;height:100%;object-fit:cover;display:block;border-radius:24px}
.lmk-nxt .lmk-nxt__enquiry-picture{max-height:530px;overflow:visible}
.lmk-nxt .lmk-nxt__enquiry-copy h2{margin-bottom:20px;max-width:20ch}
.lmk-nxt .lmk-nxt__form-guard,.lmk-nxt .lmk-nxt__form-details{margin-top:32px;background:#fff;border:1px solid #dce4ed;border-radius:14px;padding:20px}
.lmk-nxt .lmk-nxt__form-guard p{font-size:15px;margin-bottom:18px}
.lmk-nxt .lmk-nxt__form-details summary{display:flex;justify-content:space-between;align-items:center;gap:20px;font-weight:800;cursor:pointer;list-style:none;color:#092d55}
.lmk-nxt .lmk-nxt__form-details summary::-webkit-details-marker{display:none}
.lmk-nxt .lmk-nxt__form-details[open] summary svg{transform:rotate(180deg)}
.lmk-nxt .lmk-nxt__form-details .gform_wrapper{margin-top:20px}
.lmk-nxt .lmk-nxt__privacy{font-size:14px;margin:20px 0}
.lmk-nxt .lmk-nxt__privacy a{color:#07633d;text-decoration:underline}
.lmk-nxt .lmk-nxt__enquiry-copy .lmk-nxt__fineprint{margin-top:20px}
/* SECTION 12 — image right / airy navy CTA and compact in-page disclosures */
.lmk-nxt--closing{color:#fff;background:linear-gradient(125deg,#092d55,#061b36)}
.lmk-nxt .lmk-nxt__closing-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.68fr);gap:clamp(32px,6vw,120px);align-items:center;padding-block:clamp(72px,7vw,112px)}
.lmk-nxt .lmk-nxt__closing-copy h2{max-width:18ch;margin-bottom:20px}
.lmk-nxt .lmk-nxt__closing-copy>p:not(.lmk-nxt__eyebrow){max-width:60ch;color:#dce7f2}
.lmk-nxt--closing .lmk-nxt__eyebrow{color:#f3c365}
.lmk-nxt .lmk-nxt__closing-image{height:clamp(280px,28vw,440px);position:relative}
.lmk-nxt .lmk-nxt__closing-image img{width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.8);border-radius:28px}
.lmk-nxt .lmk-nxt__actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.lmk-nxt .lmk-nxt__contact{margin-top:20px}
.lmk-nxt .lmk-nxt__contact a{display:inline-flex;gap:10px;align-items:center;color:#fff}
.lmk-nxt .lmk-nxt__disclosure{display:grid;grid-template-columns:1.3fr 1fr;gap:16px 64px;padding-block:24px 36px;border-top:1px solid rgba(255,255,255,.18)}
.lmk-nxt .lmk-nxt__disclosure p{font-size:13px;color:#dce7f2;line-height:1.7}
/* width adaptations */
@media(max-width:960px){
  .lmk-nxt .lmk-nxt__planner-row,.lmk-nxt .lmk-nxt__faq-wrap{grid-template-columns:1fr;gap:28px}
  .lmk-nxt .lmk-nxt__planner-row{align-items:start}
  .lmk-nxt .lmk-nxt__enquiry-grid{gap:32px}
  .lmk-nxt .lmk-nxt__closing-grid{grid-template-columns:1fr 1fr;gap:28px}
}
@media(max-width:700px){
  .lmk-nxt .lmk-nxt__journey-grid{grid-template-columns:1fr;padding-left:20px;row-gap:12px}
  .lmk-nxt .lmk-nxt__journey-grid::before{left:0;transform:none}
  .lmk-nxt .lmk-nxt__journey-step:nth-child(n){grid-column:1;grid-row:auto}
  .lmk-nxt .lmk-nxt__enquiry-grid,.lmk-nxt .lmk-nxt__closing-grid{grid-template-columns:1fr}
  .lmk-nxt .lmk-nxt__enquiry-picture{height:320px;min-height:320px}
  .lmk-nxt .lmk-nxt__closing-image{height:220px}
  .lmk-nxt .lmk-nxt__disclosure{grid-template-columns:1fr}
  .lmk-nxt__dialog .lmk-nxt__compare-list{grid-template-columns:1fr}
  .lmk-nxt .lmk-nxt__button{width:100%}
  .lmk-nxt .lmk-nxt__actions{flex-direction:column}
  .lmk-nxt .lmk-nxt__planner-row>.lmk-nxt__button{max-width:100%}
}
@media(prefers-reduced-motion:reduce){.lmk-nxt *,.lmk-nxt *::before,.lmk-nxt *::after{transition:none!important;scroll-behavior:auto!important}}